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Why buying a home now is a smart idea

Experts say now is the best time to buy a home.

Experts say now is the best time to buy a home.

Some people may be on the fence about moving because they're not sure if they want to rent or buy their own place. Some experts are saying that now may be the perfect time to purchase a home.

"It's not just as good a time as ever to buy a house. It's one of the best times ever," ForSaleByOwner.com said in a recent release. They credit a stabilizing economy and good home prices for reasons to run out and get a mortgage.

There are also a number of programs out there to help consumers purchase a home, the website said. Many people are using their community's workforce housing programs to help them buy their own place. Mortgage rates are also still incredibly low, which makes owning a home much more affordable.

More reasons include the clearing out of foreclosed properties, ForSaleByOwner.com said. This is bringing more "desirable" homes to market that many consumers have been waiting for. Since appraisal regulations have been properly adjusted, it means that home values will accurately reflect the market.

The Obama administration also recently released its Housing Scorecard. According to it, the housing market hasn't been this affordable in 10 years.ADNFCR-3450-ID-19913842-ADNFCR