When moving to a hurricane-prone area, consumers need to make sure they have adequate insurance coverage, the Information Information Institute said. This includes flood insurance, which isn't included in most standard policies. Homeowners, and renters as well, need to make sure they'll be able to replace their possessions and rebuild their home.
It's also advised that everyone keeps a detailed home inventory, the III said. This not only helps determine the correct amount of insurance that should be bought, but it will also speed up the claims process and provide documentation for taxes.
Consumers should invest in materials that will keep water and wind out of their home, the III said. Having an evacuation plan is also key. Consumers should have several options for where they can relocate and a list of items to take with them.
Protecting possessions during a move should also be a consideration. Consumers can do this by purchasing moving insurance.
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