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Preparing for an emergency after moving in

Investing in a generator is a good way to prepare for home emergencies.

Investing in a generator is a good way to prepare for home emergencies.

After moving into a new property, the last thing most people want to think about is what they'd do if their home was damaged. But experts say that being prepared for emergencies can be the difference between a home being temporarily or permanently damaged.

Money magazine has compiled a list of things homeowners should have or do in the event of an emergency.

Among the things the magazine recommends homeowners install is a sump pump. It costs about $1,000 to get it set up, but it can prevent areas vulnerable to flooding from becoming seriously damaged.

Power outages are common, so the magazine says another important thing to have is a whole-house surge suppressor, which will protect electronics from becoming fried when the power returns.

No one wants to abandon their home, but some environmental disasters may demand that. Thus, Money magazine recommends preparing a home survival kit that will protect one's family from the elements. Items should include a thermal blanket, water-purification tablets and waterproof matches.

With April being Home Inspection Month, homeowners may also want to get their homes inspected before moving in, as the condition of a property could jeopardize family members' safety.