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Pittsburgh has lowest monthly payments in the country

Residents in Washington, D.C. have some of the highest costs in the country.

Residents in Washington, D.C. have some of the highest costs in the country.

For those interested in moving to a place with a low cost of living, a new study says that residents in Pittsburgh have the lowest bills in the country.

The average Pittsburgh resident pays roughly $763 per month for their mortgage, credit cards and car loan - 16 percent below the national average of $903, according to the credit rating firm Experian. By contrast, residents in Washington, D.C. set aside the most money to pay their bills every month, with payments there averaging $1,285.

However, as a whole, the report found that monthly payments across the country had actually dropped by 2 percent compared with 2007, as consumers worked to reduce their overall debt.

"The trend we're seeing is that consumers have lower payments, indicating both proactive deleveraging by consumers and tighter limits from lenders and certainly consumers are making fewer major purchases such as homes and cars than they were a few years ago," said Michele Raneri, senior director of analytics for Experian.

Other studies have also cited Pittsburgh as an affordable place to live. Last month, Forbes said that the Steel City was the second-most affordable city in the country due to low cost-of-living and affordable home prices.