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Freddie Mac and Bankrate reports show slight uptick in 30-year mortgage rates

Mortgage rates increased slightly in Freddie Mac's latest weekly report.

Mortgage rates increased slightly in Freddie Mac's latest weekly report.

The latest weekly mortgage rate report from Freddie Mac showed 30-year fixed rate mortgages inched upward from a week earlier to 4.55 percent, from 4.52 percent.

Although current rates are still well below the 4.8 percent recorded for the week of January 27, 2011, the slight climb may be enough to encourage families that have set aside money for a new home to pack up their belongings and begin researching moving companies.

Fifteen-year fixed rate mortgages remained steady from week-to-week at 3.66 percent. Rates for these home loans have steadily declined during the past six months, when they were consistently above 4 percent.

Bankrate's latest weekly mortgage rate report showed rates reacting differently, with 30-year fixed mortgages averaging 4.74 percent, up from last week's 4.68 percent. Fifteen-year fixed mortgages averaged 3.83 percent, up from those released by Freddie Mac, but still relatively consistent from the 3.82 percent the week before.