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Cost of Moving: Top retirement destinations

St. Louis may be a great retirement destination.

St. Louis may be a great retirement destination.

If you are considering retiring, you may be trying to find the perfect place to do it, which can be difficult. However, with money possibly being an a potential concern for those on a fixed income, there are still many options throughout the country that will get you where you want to be.

Kiplinger reported that many cities have reasonable taxes and living expenses that could be comfortable for a retired person, and they vary widely in terms of location and population. There may be one perfect for you in the exact spot you were thinking of moving.

The report created a cost-of-living index with an average of 100, with anything below it considered more affordable than the norm around the country. Birmingham, Alabama, had a cost of living reading of 90.9 and has approximately $1,700 in taxes per capita, which is far below the national average - more than $2,400. In addition, the state has many tax exemptions that are perfect for you to retire there.

Tucson, Arizona, has a bit higher cost-of-living, but has a lower tax rate than Birmingham, the report noted. If you like sun, this is where you want to be, but be prepared for heavy rains the few days a year that precipitation occurs. If you prefer the Carolinas, Winston-Salem may be the best choice. Taxes per person average roughly $2,200 a year, but there are some income tax breaks that could be enticing. Keep in mind, that tax level is still below average.

If you like the Northeast and can deal with a pretty high cost of living - 118.3 on Kiplinger's scale - you may love Manchester, New Hampshire. It is near many major cities, and boasts no state income tax. In addition, overall taxes are around $1,600 per year.

Finally, if you prefer the middle of the country, your best bet may be St. Louis. It has very low taxes - comparable to Manchester - and a relatively low cost-of-living. It may not be a bad choice if you want an area that is easy to get to from most U.S. destinations.

These are just some of the many affordable and attractive options around the country. When you finally find your dream destination that fits into your budget you can get packing and contact your moving company to complete your move.