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Thursday, June 2 2011 - By Becky Harris
Miami may not be very affordable for renters
As many people are choosing to rent over moving into a home of their own, rental costs in some cities have grown out of reach, according to Bloomberg. Affordable housing for renters has been on a steady decline over the past 10 years, and the housing crisis has only intensified this problem.

People are beginning to see home ownership as a burden, not a benefit, according to The New York Times. As property values continue to drop from the saturation of foreclosed houses flooding the market, homes may appear to be a losing investment.

For some renting becomes the safer option, but in many communities it may not be the financially affordable one, Bloomberg reports. Experts say that for housing to be considered affordable it must not cost more than 30 percent of a person's income. People paying more are considered moderately burdened, and the U.S. Department of Housing found that almost half of all renters fall into this category.

The cities with the most cost-burdened renters were Miami, McAllen Texas, and Detroit, according to the news source. In Miami the median gross rent is $1,040 and the median household income for renters is $31,900. This means that 34.2 percent of households have severe cost burdens.  

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