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Tuesday, February 1 2011 - By Landon Myers
In several regions of the country, home prices have already stabilized.
The housing market has seen wild fluctuations in recent years in home availability, home prices and mortgage rates. But according to a recent survey, stability may be finally settling in.

According to Fiserv and the Federal Housing Finance Agency, 75 percent of U.S. metro areas expect home prices to stabilize in 2011. What's more, in several areas - like Washington, D.C., San Francisco and San Diego - prices have already stabilized. The report projects that 100 percent of home prices in the real estate market will level out by 2012.

Still, representatives warn not to glean too much from the findings, as the real estate market isn't out of the woods yet.

"Large supplies of foreclosed properties will continue to be the biggest downside risk for home prices and metro area housing markets," said David Stiff, chief economist for Fiserv.

Stiff went on to say that there's been increasing demand in the real estate market as people take advantage of low mortgage rates. However, demand is tempered by the fact that so many people foreclosed on their homes, in some regions of the country more than others, leaving many unable to qualify for mortgage credit.

According to RealtyTrac, foreclosure activity increased in 73 percent of the country's 200 largest metropolitan areas last year, making moving a difficult task for some.
 

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