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Monday, August 30 2010 - By Becky Harris
A return of the first-time homebuyer tax credit may make it easier for people to move into a new home.
Making the transition from renting to moving is always difficult. But the possible return of the federal first-time homebuyer tax credit could make homeownership a reality for more families.

Speaking on CNN's "State of the Union" program over the weekend, Secretary of Housing and Urban Development Shaun Donovan said that that while it was "too early" to decide whether to revive the popular program, a continued decline in the housing market could lead to the credit's reinstatement.

"All I can tell you is that we are watching very carefully," he said. "We're going to be focused like a laser on where the housing market is moving going forward, and we are going to go everywhere we can to make sure this market stabilizes and recovers."

Also on the show, Donovan announced a pair of new programs aimed at preventing existing homeowners from moving out of their homes. The first would offer mortgage refinancing through the Federal Housing Administration, while the second would create an emergency loan fund for homeowners who had been affected by high unemployment.

Following the expiration of the tax credit, the percentage of first-time buyers plummeted. According to Campbell Surveys, first-time buyers accounted for less than 40 percent of buyers last month - the lowest numbers seen in at least a full year.ADNFCR-3450-ID-19932862-ADNFCR

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