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Thursday, October 21 2010 - By Becky Harris
Mortgage experts say that sometimes moving families need to stop worrying about finding lower interest rates.
Families considering relocation know that both home prices and interest rates can have a significant impact on their plans. But as the AOL Real Estate reports, some have difficulty trying to balance falling home prices and low interest rates in deciding when they should pull the trigger.

Overall, the site says that this is a very advantageous time to buy a home. The record low interest rates mean that buyers may be able to afford more expensive homes that might have been out of their reach a few years ago. But at the same time, a larger, more expensive home also carries with it a higher down payment up-front and higher property taxes. With the abundance of information, experts say that sometimes families get carried away looking for the so-called "best time to buy."

"Trying to outguess the market by waiting for the right price or the right interest rate doesn't work," mortgage consultant Stephen Slotnick told the site. "When you are feeling comfortable with the entire cost of the mortgage and your personal job situation, that is the best time to buy."

While not the case in every market, home prices across the country have showed slow increases in recent months. According to the latest Case-Shiller home price index, home prices improved 3.2 percent in July compared to the previous year.

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